Qala Insurance Products and types New products Əmin QALA bilərsiniz

Əmin QALA bilərsiniz

Online request
Subject of insurance
Internal renovation of an apartment / private house owned by the insured;
Movable property owned by the Insured (located inside an apartment / private house) Civil liability towards third parties in connection with the operation of an apartment / private house owned by the Insured

İnsurance risks
For internal renovation and movable property:
Fire, lightning, explosion, storm, hail, flood, collision with animals or road vehicle, theft or attempted theft, landslide, earthquake, prejudiced actions of third parties.

Civil liability towards third parties
Civil liability for causing harm to life, health and / or property of third parties as a result of fire (including damage caused by fire extinguishing measures) and explosion in an apartment / private house belonging to the insured.

Coverage - sum insured 5000 AZN

Insurance period (days)
Sum insured (separately for each coverage)
Sum insured
1-5 For internal renovation-2000 AZN
 3
For movable property-2000 AZN
6-10 For civil liability towards third parties-1 000 AZN 3.8

Coverage-Sum insured 10 000 AZN
Insurance period (days) Sum insured (separately for each coverage) Insurance premium
1-5 For internal renovation-4 000 AZN 6
For movable property-4 000 AZN
6-10 For civil liability towards third parties-2 000 AZN 7.5

Coverage-Sum insured 15 000 AZN
Insurance period (days) Sum insured (separately for each coverage) Insurance premium
1-5 For internal renovation-5000 AZN 9
For movable property-5000 AZN
6-10 For civil liability towards third parties-5000 AZN 11.30


Insurance program

SERVICES:
  • Medical expenses(excluding dental treatment)
  • Dental treatment expenses
  • Medical transportation expenses
  • Posthumous repatriation expenses
  • As a result of an accident
    а. death
    b. loss of one or more limbs or one or both eyes
    c. permanent disability
  • Lost luggage coverage
  • flight delay insurance coverage
  • insurance coverage for missed flights
  • Insurance coverage in case of loss and theft of passport, driver's license and travel documents.

Coverage: Worldwide except USA, Canada, Japan, Australia.
Days 15 000 30 000 50 000
3 3 3,52 4,04
4 4,25 4,5 5,7
5 4,5 4,8 7,5
6 4,8 5,2 8,25
7 5,2 5,6 8,55
8 5,6 6 9
9 6 7,5 9,45
10 6,6 8 9,5


MEDICAL INSURANCE PROGRAM
  • Emergency program
  • Emergency outpatient services

MEDICAL SERVICES
Emergency outpatient services
  • Organization of round-the-clock emergency medical care;
  • First aid care teams;
  • Provision of necessary medicines;
  • Evacuation, transportation and hospitalization according to medical instructions.
Emergency outpatient services
  • Inspection by qualified specialists;
  • Conducting urgent diagnostic examinations as prescribed by a doctor;
  • Organization of emergency therapeutic and surgical care on an outpatient basis;
  • Emergency vaccination (against tetanus, rabies and diphtheria)


Insurance premium and sum insured
Number of insured
 Notification required
Insurance premium for one person
 insurance period- 3-5 days 30 AZN
insurance period-6 -10 days 50 AZN
insurance period-11 -20 days 70 AZN
insurance period 21-30 days
 900 AZN
Sum insured per person
 basic
 1 000 AZN

Persons eligible for insurance coverage

Persons under 65 years of age
Persons who are not eligible for insurance coverage
 Persons over 65; Disabled persons of groups I and II

Insurer's liability

100 (one hundred)% of the sum insured/liability limit
Deductible
 Not Applicable
Waiting period
 Not Applicable